Narvi is regulated as an Electronic Money Institution (EMI). We are required to protect your money and keep it safe by following strict safeguards and segregation of funds rules. All of our customers’ funds are held in the European Union at reputable banks. All of these funds are currently held as cash deposits with our Banking partners. We also undergo regular stress tests and audits to ensure that we meet both security and regulatory standards.

Narvi provides you with your own unique IBAN (International Bank Account Number). This means that all payments are sent and received under your company name. When you make payments, your company’s name and IBAN number will appear on the recipient’s bank statement.

We can currently onboard customers based in any European country and many other countries worldwide. Almost all companies that are incorporated in the European Union and European Economic Area (EU/EEA) can be easily onboarded to Narvi. We are also able to onboard some customers whose companies are incorporated outside the EU/EEA. Please contact us to confirm if we are currently able to onboard your company or simply start our digital onboarding process, submit your application and our team will get back to you.

For now, we support transfers in EUR, USD and GBP for incoming payments. For outbound payments, we can convert to 75+ currencies and send payments worldwide by either SWIFT or local payment methods such as PIX, ACH, UPI. Our team is working on multi-currency IBANs so that you can receive and send payments in different currencies using the Narvi IBAN issued.

You can open a business account instantly, and all online at Narvi. The onboarding process is lightning-fast, simple and 100% digital. Open a business account remotely today. 

The Narvi platform provides SEPA Instant payments 24/7 using Smart Routing Technology. This allows you to make SEPA Transfers and receive euro payments from all countries in the SEPA Zone.

Narvi is a Finland-regulated electronic money institution. Regulated in the EU by the FIN.FSA. Narvi safeguards all its funds in the EU with regulated banks. We take the safety of your funds very seriously. Apart from regulation and our security policies, Narvi is a Financial institution that is run by Fintech veterans. Narvi has been recognised for our innovative approach by many organizations, such as the Mastercard Lighthouse program, Money 20/20, Finnish Accounting Association. We believe in banking services with a personal touch. Our team is always approachable and highly responsive both during the onboarding process and once you become a customer. 

We work with traditional industries such as manufacturing and retail; digital companies like startups, e-commerce, and affiliate markets and also innovative industries such as blockchain, igaming and fintechs.   Narvi works with all legal industries. If in doubt you can always email our support box to tell us about your business and our team will provide you guidance right away.