Legal and Licensing

An overview of Narvi's legal and licensing details.

Narvi Payments: Company Registration Information

Narvi Payments Oy ABCompany number
3190214-6Business address and Office
c/o Maria 01 Lapinlahdenkatu 16
00180 Helsinki
FinlandLink to official company registry in Finland

Electronic Money Institution License (EMI)

Narvi payments is regulated as an Electronic Money Institution (EMI) in Finland and is also passportized to all European Union Countries under license number 3190214-6. The License allows Narvi Payments to perform the below activities which can also be found on the Finnish regulator's website via the link below. Simply put Narvi can offer banking accounts, process payments, and currencies, and issue and accept card payments. We can do everything a Bank can except Lending and borrowing.
Narvi’s licensing information can be found here:

Finnish Financial regulator: Search "Narvi"
European Banking Authority

List of Services Narvi Payments is able to provide based on our License:1 Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account2 Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account3a) Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider: execution of direct debits, including one-off direct debits3b) Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider: execution of payment transactions through a payment card or a similar device3c) Execution of payment transactions, including transfers of funds on a payment account with the user’s payment service provider or with another payment service provider: execution of credit transfers, including standing orders4a) Execution of payment transactions where the funds are covered by a credit line for a payment service user: execution of direct debits, including one-off direct debits4b) Execution of payment transactions where the funds are covered by a credit line for a payment service user: execution of payment transactions through a payment card or a similar device4c) Execution of payment transactions where the funds are covered by a credit line for a payment service user: execution of credit transfers, including standing orders5a) Issuing of payment instruments5b) Acquiring of payment transactions

Licensing across the European Union

Narvi Payments is licensed across the European Union to provide services via the European Union's passportization rules. For example, you can find Narvi is passported in the Netherlands by looking at the official Financial regulatory registry in the Netherlands.You can also find a list of where Narvi is Passportised by looking at the official list on the European Banking Authority registry.List of countries Narvi holds passportized licenses in the European Union

Ireland
Republic of Austria
Kingdom of Belgium
Republic of Bulgaria
Czech Republic
Kingdom of Denmark
Republic of Estonia
Hellenic Republic (Greece)
Republic of Iceland
Kingdom of Spain

Italian Republic
Republic of Cyprus
Republic of Croatia
Republic of Latvia
Republic of Poland
The Principality of Liechtenstein
Republic of Lithuania
Grand Duchy of Luxembourg
Republic of Malta

Republic of Malta
Kingdom of the Netherlands
Kingdom of Norway
Portuguese Republic
French Republic
Romania
Slovak Republic
Republic of Slovenia
Republic of Finland
Kingdom of Sweden
Hungary
Federal Republic of Germany

European banking authority

European Banking Authority (EBA) Registry

The European Banking Authority (EBA) provides a comprehensive list of all regulated Banks and Financial Institutions in Europe. You can find further information on Narvi on their website and also information on countries we hold a passportized license in. Link to EBA registerLink to EBA registry search

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Narvi Payments Oy Ab is an Authorized Electronic Money Institution (EMI). Narvi’s EMI license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3190214-6. Narvi’s license is Passportised to all European Union countries.

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