Affiliates and Partners

Are your clients asking where to get borderless banking? Narvi rewards you for successful referrals.

Who Can Become a Partner (Affiliate) of Narvi Payments?

If your business connections frequently bring up a need to have a borderless and user-friendly bank account, you've come to the right place. The companies that would benefit from a Narvi account might have experienceв the following:

traditional banks or neobanks refusing to open an account for them, say, because of the country of incorporation or risky industry.
banking providers suddenly suspending or closing their corporate accounts with little or no explanation.
having to rely on cryptocurrency payments to employees and subcontractors which severely limits who the business can collaborate with and, therefore, grow.

This is where you step in.So why invite clients via the partner portal?

Narvi can help your clients trade internationally. Narvi is better suited for companies/entrepreneurs with a foreign background and certain industries underserved by traditional banks.
By referring people to Narvi, you can help your connections or clients and enhance your own social capital.
When you invite a client via the partner portal, you’ll earn commission from the referred and onboarded accounts.

The benefits of the Narvi affiliate program:

Fast and digital onboarding of clients

Easily find clients you’ve introduced on your dashboard

Affiliate commissions are paid out monthly in perpetuity

See revenues generated in a transparent manner

As a boutique fintech company, we provide a high level of support to our clients and partners

We are a trusted, reliable and regulated partner to work with

VAT impact

How do commission payouts work?

In general, financial institutions are treated as providing VAT-exempt services as per VAT rules in Europe. Paying out affiliate program commissions is not, however, treated as an exempt service by European regulators. Based on the recommendations of our accountants, we are compelled to deduct the Finnish VAT rate (24%) and pay it to the Finnish Tax authorities before paying out commissions.****EXAMPLE OF VAT DEDUCTIONIf a partner earns €100, the VAT is calculated as €100/1.24 => We therefore pay our partner: €80.64 and we pay the Finnish tax authorities: €19.36 (in this calculation 24% is added on top of €80.64).

What your clients gain from a Narvi account

Simple, Fast Onboarding: Open an account online in under 10 minutes. Paperwork reduced to a minimum.

Secure and Personalized Support: Enjoy robust security (2FA, multi-user access) and support from real people, not bots.

Integrated Financial Services: Integrate our API from day one for seamless financial operations.

Transparent, No Hidden Fees: Full regulatory compliance under Finnish law and a clear fee list.

Partner signup

How can you sign up to become a Narvi Payments affiliate?

Please email the below information to affiliate@narvi.com:

Name of Company
Company ID or Tax ID (if signing up as an individual)
Name of person signing up
VAT number (if any)
Company address or private address (if signing up as an individual)
Overview of your customers (please provide an overview of the type of customers you will be introducing and industry geographies etc.)

Our team will respond you to discuss the partnership opportunity.

Narvi's Dashboard for our Affiliates

Partner Portal Dashboard

Narvi has built a dashboard where you can track all of the clients that you introduced and the commissions you’ve earned over time in a transparent manner.The dashboard is at https://partner.narvi.com. Please note that you can gain access to it only after signing a partner agreement with us.When you've signed a partner agreement with Narvi and your own account is up and running, here's how you can start referring clients.

Materials to help you generate successful referrals

Once you understand banking and payments pain points in certain verticals, it becomes easier to recommend a solution like Narvi to them.In our blog, we publish expert-reviewed articles on how to take full advantage of borderless banking. Share these articles on your social media channels to show your network how Narvi can superpower their business operations.

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Use Case: Affiliates in Risky Industries

Do you run an affiliate business, and traditional banks refuse to open an account or issue a payment card? You are not alone. Discover why common challenges in getting your payments persist and a practical solution to avoid issues.

Use Case: Small Shipping & Logistics Firms

The shipping industry moves a large chunk of the world trade. However, slow processes at traditional banks can be as detrimental for a shipper as the Suez Canal was for the big boat called Ever Given. The solution — modern and agile financial institutions.

Use Case: Alternative Investment Funds

A deep dive into alternative investment funds' (AIFs) industry specifics and the discussion of payment needs underserved by traditional banks.

Use Case: Small Family Offices

Family offices are a fascinating segment that has a demand for business banking and payments — but only dynamic neobanks like Narvi can meet it.

Use Case: Property Managers

A large property management company works with multiple property owners to manage their short-term lets. They use multiple IBANs issued by Narvi to separate different funds and thus streamline their operations.

Detailed Guide to the Narvi Onboarding Process

Follow our step-by-step guide to ease you through the Narvi onboarding process. Our intuitive 4-step system will allow you to provide all the information we need to set up an account for your business.

Get More in Our Blog

Visit our blog page for frequent updates on what every small and medium business owner needs to know about banking and payments.

Narvi Payments Oy Ab is an Authorized Electronic Money Institution (EMI). Narvi’s EMI license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3190214-6. Narvi’s license is Passportised to all European Union countries.

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