
Who Can Become a Partner (Affiliate) of Narvi Payments?
If your business connections frequently bring up a need to have a borderless and user-friendly bank account, you've come to the right place. Narvi Partner program is for- accounting firms
- company registration services
- other business legal services that cover getting a bank account opened
- event organizers and business community managers
- traditional banks refusing to open an account for them, say, because of the country of incorporation, company directors based abroad, or a high-risk vertical.
- banking providers suddenly suspending or closing their corporate accounts with little or no explanation despite a legitimate nature of business.
- having to substitute a bank account with a digital wallet.
- having to rely on cryptocurrency payments to employees and subcontractors which severely who the business can collaborate with and, therefore, grow.
- Narvi can help your clients trade internationally.
- Narvi is better suited for companies/entrepreneurs with a foreign background and certain industries underserved by traditional banks.
- By referring people to Narvi, you can help your connections or clients and enhance your own social capital.
- When you invite a client via the partner portal, you’ll earn commission from the referred and onboarded accounts.

The benefits of the Narvi affiliate program:

VAT impact
How do commission payouts work?
You’ll earn a 20% commission (minus 15% VAT) on the fees from the clients you refer, such as transfer fees, onboarding fees, and monthly fees. Your earnings are all tracked in the Partner Portal, where you can request payouts whenever you’re ready.Example of VAT CalculationIf you earn €100 from our partner program, the VAT (15%) is calculated as €100/1.15. Therefore, we’ll pay you €86.96 and the tax authorities €13.04.
Partner signup: how to get started
How can you sign up to become a Narvi Payments affiliate?
Getting started is easy— sign up for the Narvi Partner Program, share your unique referral link with clients, and start earning commissions when your clients join Narvi. Here’s how it works:Step 1 - Agreement Firstly, please write to us at support@narvi.com to request a referral agreement. This agreement can be sent to only one email address so please make sure you use the same email you will sign the agreement with. Please review and sign the agreement, then email it back to us.Step 2 - Join the Narvi Partner ProgramIf you have an existing Narvi account and you want to use your current user ID for the Partner Portal, please send us an email and include your registered email and your company name and address. We’ll then connect your Narvi account to the Partner Portal. If you don't have an existing user account at Narvi, you can create a Partner Portal account via the Narvi Partner Portal.
Once you’ve created your user login, please let us know by emailing support@narvi.com.In your email to us, please include the email and name you used to create your login. Please also include your company address.Once you’ve registered to the Narvi partner program, you’ll be able to see all the clients you’ve introduced and all the commissions you earned in your Partner Portal dashboard.

Partner Portal Dashboard
Step 3 - Inviting Clients Now you have a Partner Portal account, you can invite clients. Please use a referral link or send an invitation by email directly from your dashboard. When you've signed a partner agreement with Narvi and your own account is up and running, here's how you can start referring clients.Step 4 - Important: Communicate a List of CompaniesOnce your Partner Portal account is active and new clients are introduced, our team will manually add these clients to your profile. To ensure we’ve attached the right companies to your profile, please send us a list of clients you’ve introduced by emailing support@narvi.com. We’ll cross-reference these to ensure the correct companies are added to your Partner Portal.You have the option to apply for an account on a client's behalf.For that, the company documentation would need to have proof of your authority to represent them.Please refer to the instructions on how to onboard your client to Narvi Payments.When you've filled in the application on behalf of a client, email us with their information to ensure the referral has been recorded.
What your clients gain from a Narvi account
Simple, Fast Onboarding: Open an account online in under 10 minutes. Paperwork reduced to a minimum.
Secure and Personalized Support: Enjoy robust security (2FA, multi-user access) and support from real people, not bots.
Integrated Financial Services: Integrate our API from day one for seamless financial operations.
Transparent, No Hidden Fees: Full regulatory compliance under Finnish law and a clear fee list they get after onboarding.

Materials to help you generate successful referrals
Once you understand banking and payments pain points in certain verticals, it becomes easier to recommend a solution like Narvi to them.In our blog, we publish expert-reviewed articles on how to take full advantage of borderless banking. Share these articles on your social media channels to show your network how Narvi can superpower their business operations.
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Use Case: Affiliates in Risky Industries
Do you run an affiliate business, and traditional banks refuse to open an account or issue a payment card? You are not alone. Discover why common challenges in getting your payments persist and a practical solution to avoid issues.
Use Case: Small Shipping & Logistics Firms
The shipping industry moves a large chunk of the world trade. However, slow processes at traditional banks can be as detrimental for a shipper as the Suez Canal was for the big boat called Ever Given. The solution — modern and agile financial institutions.
Use Case: Alternative Investment Funds
A deep dive into alternative investment funds' (AIFs) industry specifics and the discussion of payment needs underserved by traditional banks.
Use Case: Small Family Offices
Family offices are a fascinating segment that has a demand for business banking and payments — but only dynamic neobanks like Narvi can meet it.
Use Case: Property Managers
A large property management company works with multiple property owners to manage their short-term lets. They use multiple IBANs issued by Narvi to separate different funds and thus streamline their operations.
Detailed Guide to the Narvi Onboarding Process
Follow our step-by-step guide to ease you through the Narvi onboarding process. Our intuitive 4-step system will allow you to provide all the information we need to set up an account for your business.