Narvi's Pricing: Bank Accounts and Payments
Transparent banking pricing with no hidden fees. Find out how you will get your offer on this page.
Narvi Pricing: Transparent, Tailored, and Trustworthy
Banking for Ambitious Businesses, Built with Your Needs in Mind
At Narvi, we believe transparent pricing is essential to building trusted partnerships. Our banking solutions cater to businesses with varying needs, risk levels, and complexities. From European startups to high-risk enterprises, our pricing model is designed to align with the unique requirements of your business.Below, you’ll find a high-level overview of our pricing structure and what to expect when you open an account with Narvi.
Pricing Tiers
European Startups:
Companies incorporated in Europe (EEA) with resident directors and low-risk business models.
Companies incorporated in Europe (EEA) with resident directors and low-risk business models.
International Companies:
Businesses based in low-risk countries outside the EEA, with low-risk models. Also includes EEA companies with complex holding structures or international UBOs.
Businesses based in low-risk countries outside the EEA, with low-risk models. Also includes EEA companies with complex holding structures or international UBOs.
Medium Risk Companies:
Businesses requiring moderate compliance review based on risk factors and structure. Note: these accounts can be used for B2B transactions and operational activities such paying salaries, invoices, etc. These accounts are not eligible for C2B and B2C payments.
Businesses requiring moderate compliance review based on risk factors and structure. Note: these accounts can be used for B2B transactions and operational activities such paying salaries, invoices, etc. These accounts are not eligible for C2B and B2C payments.
High Risk Companies:
Businesses requiring moderate compliance review based on risk factors and structure, e.g., incorporated in high risk regions or featuring high risk business models. Note: these accounts can be used for B2B transactions and operational activities such paying salaries, invoices, etc. These accounts are not eligible for C2B and B2C payments.
Businesses requiring moderate compliance review based on risk factors and structure, e.g., incorporated in high risk regions or featuring high risk business models. Note: these accounts can be used for B2B transactions and operational activities such paying salaries, invoices, etc. These accounts are not eligible for C2B and B2C payments.
Enterprise Customers:
High-risk and complex businesses, including Banking-as-a-Service (BaaS) models, crypto exchanges and services, regulated companies, payment services, high-risk industries and entities that need C2B or B2C payment functionalities. These clients receive a custom plan to address their unique compliance and regulatory needs. Reach out to contact@narvi.com to discuss your banking needs and receive a pricing indication.
High-risk and complex businesses, including Banking-as-a-Service (BaaS) models, crypto exchanges and services, regulated companies, payment services, high-risk industries and entities that need C2B or B2C payment functionalities. These clients receive a custom plan to address their unique compliance and regulatory needs. Reach out to contact@narvi.com to discuss your banking needs and receive a pricing indication.
Transparent Fees
We believe in complete clarity with our fees—no surprises, just simple and straightforward pricing based on your business needs.The fees described below are applicable to tiers 1-4. For tier 5 (enterprise clients with very complex needs), the exact fees will be announced after onboarding and compliance review. This is due to the fact that each enterprise client will have a unique business structure and needs.Standard Fees- Account Opening: One-time onboarding fee plus three months of monthly deposits.
- Monthly Fee: Dependent on your classification and any added compliance requirements.
- Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive.
- Internal Transfers between Narvi accounts: €1 per transfer
- SWIFT transactions: Additional fees may apply based on the corresponding banking network
- Account letters and bank statements
Certain requests, such as notarized bank account documentation, payment investigations, and audits, may incur additional fees. Full details are provided in the downloadable pricing PDF.
Getting Started with Narvi: Our Onboarding Process
1. Book a CallStart with a quick call to discuss your needs and get an estimate tailored to your business profile.2. Complete the Digital Onboarding
Our streamlined onboarding takes just 10 minutes, with all necessary documents submitted online for easy review.3. Compliance Review & Pricing Offer
Our compliance team will carefully review your submitted documents. Based on your business type, risk profile, and other relevant factors, we’ll provide a precise offer.Questions?
Our support team is here to help you understand our pricing. Ask all the questions you might have during the intro call, and we’ll ensure you have the information you need to make the best choice for your business.
What We Offer
Narvi Payments Oy Ab is an Authorized Electronic Money Institution (EMI). Narvi’s EMI license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3190214-6. Narvi’s license is Passportised to all European Union countries.
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