Documents Required to Open A Narvi Account
When you apply for a business or personal account, we’ll ask certain documents.
Documents Required for Business Banking
- Ultimate Beneficial Owner’s (UBO) identity document (e.g., passport)
- Director’s identity document (e.g,. passport)
- Company’s memorandum and article of association (not applicable to sole traders)
- Certificate of incorporation (not applicable to sole traders)
- Documents confirming Tax Identification Number (TIN) or VAT documentation
- Documents confirming beneficial ownership (not applicable to sole traders)
- Documents confirming UBO’s Tax Identification Number (TIN) or equivalent for your country (e.g., ID card or tax declaration)
- If applicable: Documents supporting that your company holds any government-issued license to authorize operations (if you operate in a regulated industry, e.g., finance)
- If applicable: Documents supporting your claim that you’re a politically exposed person
- Previous financial statements
- Bank statements
- Invoices (incoming and outgoing funds)
- Contracts with customers or suppliers
- Business plan, product brochures, flyers, etc.
- Power of attorney
- AML/ KYC policies (for AML entities)
- Other documents, e.g., related to licensing for VASPs.
- Other documents that explain your business and show it's active and legitimate.
- ID card, passport, or residence permit
- Proof of address. Examples of documents you can upload are:
- Bank statement
- Bank letter
- Mortgage payment/ passbook
- Home phone, internet, or TV bill
- Water, electricity, or gas bill
- Other utility provider
- Letter or notification from government agencies
- Certificate of voter registration
- Tax assessment
- Temporary registration sheets
- Power of attorney (optional)
)
Documents Required for Personal Banking
Opening up a personal account with us? Please prepare the following documents ahead of your application:Documents Needed for the Onboarding ProcessDuring the onboarding questionnaire, we’ll ask you to upload the following documents:- Your identity document (e.g. passport)
- Documents confirming your Tax Identification Number (TIN) or equivalent for your country (e.g. tax declaration)
- If applicable: Documents supporting your claim that you’re a politically exposed person.
- Bank statements (pdf)
- Power of attorney
- ID card, passport, or residence permit
- Proof of address. Examples of documents you can upload are:
- Bank statement
- Bank letter
- Mortgage payment/ passbook
- Home phone, internet, or TV bill
- Water, electricity, or gas bill
- Other utility provider
- Letter or notification from government agencies
- Certificate of voter registration
- Tax assessment
- Temporary registration sheets
- Power of attorney (optional)
In the European Union, financial institutions are required to comply with anti-money laundering (AML) and counter-terrorism financing (CTF) regulations, which are set out in the EU's 5th Anti-Money Laundering Directive (AMLD5). To meet these requirements, service providers need to verify the identity of their customers, which involves collecting and reviewing various documents. This process is a routine obligation for all customers, and the bank's request for documents is necessary to ensure they are meeting their regulatory obligations and providing a secure banking experience that adheres to EU standards.
What We Offer
Narvi Payments Oy Ab is an Authorized Electronic Money Institution (EMI). Narvi’s EMI license is granted by the Finnish Financial Supervisory Authority (FIN FSA) with the registration number 3190214-6. Narvi’s license is Passportised to all European Union countries.
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